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Quality Over Quantity: A Minimalist Mindset to Save Money

Choosing quality over quantity can be a wise decision in many aspects of life. It could save you money over the long run and leave you better off financially, and there are many other benefits to...

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What Are The Three Types of Income?

One of the best ways to improve your personal finances is to increase your income. Today we’ll be reviewing the three types of income, including examples of what they are and their pros and cons:...

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Buy Now Pay Later Apps: What’s the Catch?

Buy now pay later apps like Klarna, Afterpay, and Affirm might seem like great products for consumers and businesses alike, but they come with a catch. For consumers, these apps can help you pay for...

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Needs vs Wants: Building a Budget for Both

Defining the difference between needs vs. wants is an essential step when you are building a budget. And while this is usually a straightforward determination, there can be nuance between the two...

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Debt Snowball vs Debt Avalanche: Which Should You Choose?

Before we dive in, it’s important to note that these debt payoff methods only work if you have extra money each month to pay towards debt. It also only works if you have more than one type of debt to...

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60 30 10 Rule Budget

The 60 30 10 rule budget is the newest, most innovative substitute to the 80 20 rule. Over the years, we’ve seen that budgeting is the most helpful and resourceful tool a person can have when dealing...

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How to Save Money on Car Insurance

Car insurance is an expense that none of us can afford to ignore. Sure, it’s a dampener on getting your new car, but you’ll be glad it’s there if in the quite likely event that you get into an...

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Top Down vs. Bottom Up Budgeting

When we talk about budgeting, most people think of it for personal finance. But did you know that even companies organize spending in the form of budgets? The two prominent types of corporate budgets...

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How to shop for car insurance to get the best deal

Shopping for car insurance can be a hassle. A task that you avoid when at all possible. This is not the best way to approach it, though, because you may end up paying more for a policy that does not...

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Should The Newly Engaged Own One Car Or Two When First Starting Out

Wedding expenses can add up quickly, and many couples are looking for ways to save money. One potential area of savings is owning one car instead of two. However, this can be a difficult decision to...

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