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Is the Cost of a Cup of Coffee Costing You?
The cost of a cup of coffee is relatively small in the grand scheme of things – the average cup costs just $2 or $3. Though, the idea of saving money by ditching your daily coffee habit seems to be...
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Broader Lessons from the Debt Snowball Method
Listen, I was skeptical when I read the title of this article from Semi Retire Plan as well. The Debt Snowball Method… that’s for people who don’t know about math! Math helped me find the best credit...
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How Much Should be in Your Emergency Fund
I’ve been all over the map when it comes to an emergency fund and how much money should be stored in one. I used to think that a nice, cushy emergency fund was important and necessary. I couldn’t take...
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The Ultimate Guide to Wedding Planning on a Budget
Budgeting is important with every aspect of your life, but it is arguably most important when it comes to wedding planning. I often say the best places to look to save money on reoccurring expenses...
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10 Super Easy Ways to Earn Extra Money
What would you do with if you could earn a little extra money? Save it? Invest it? Spend it all?! Obviously, my bias would be to save and lazily invest any new found cash – setting your future self up...
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How to Easily Lower Student Loan Interest
If you’re a current or former college student, or anything like me, chances are high that you have debt. I’m sure that you would also love to lower the student loan interest on that debt. Who...
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How to Take Control of Your Finances (and Stop Begging for Money)
Has begging for money become the new norm? It seems that the internet has become an easy way for people to become online panhandlers. I’ve shared many ways to make extra money from home, online, and...
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Debt Consolidation 101: Everything You Need to Know
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing...
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Cash Reserves 101: Why You Need an Emergency Fund
One of the few personal finance concepts that garners near-universal praise is the idea of having some cash reserves. For many topics in personal finance, there are seemingly as many critics as there...
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Debt in The United States
Let’s face it, debt in the United States is a problem. From our national debt, student loan debt, and consumer debt – debt in the United States is an issue at all levels. Why is that? I’m a firm...
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Dave Ramsey Baby Steps Explained: One Man’s Path to Financial Freedom
If you enjoy reading and learning about personal finance, then it’s safe to say you’ve probably heard the name Dave Ramsey and know about how his infamous Baby Steps. Since the 90’s, The Dave Ramsey...
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The Cost of Car Maintenance: 9 Ways to Lower Your Expenses
If you are like most Americans you probably have a car, or even two, sitting in your garage at home. And, not surprisingly, the cost of maintenance on your car(s) is likely not cheap either. There has...
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Budgeting Tips for First-Time Renters
Joining the group of first-time renters and stepping out on your own can be both an exciting and stressful moment in your life. It’s usually a major milestone and one of the first steps toward...
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Is a Home Warranty Worth it?
When deciding if you should rent or buy a house, many people don’t consider the hidden costs of home ownership. Yes, there are closing costs and home insurance to think about, but also smaller...
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Tips for Bargain Shopping When Traveling Abroad
Who loves a good souvenir? I know I do, that is, assuming I get a good deal on it! Bargain shopping while abroad, when done successfully, can be one of the most fun and satisfying things you do during...
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How to Save Money on an Engagement Ring
Congratulations! If you’re reading this post, you’ve likely found the person you want to spend the rest of your life with. Perhaps you’re considering popping the question to your partner soon, or...
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11 Practical Tips on How to Budget Better
Building a detailed budget is not for everyone. For some, it’s just time consuming and unnecessary. Though, if you’re reading an article with tips on how to budget better, I’m assuming you’ve decided...
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A Real Life Example of a Budget
In baseball, we use a scorebook to measure and track performance. In court, we have a stenographer taking constant notes about who said what. With personal finance, we have a budget to track our net...
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The Best Financial Tips for Startups
Running a business is tough, and it’s even harder for startups and new businesses who are cash-constrained and don’t have a full finance team at their backs. “You’ve got to spend money to make money,”...
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Save Money by Building a Capsule Wardrobe in 2020
There are many reasons you may want to start building a capsule wardrobe. I mean, you didn’t land on this article by chance. You came here for a reason. Minimizing and simplifying our lives is more...
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