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HCOL vs LCOL Areas: The Pros and Cons of Each
Choosing where to live is an important financial and personal decision. Financially, choosing a HCOL vs LCOL area can have an impact on how much money you are able to save every month. Personally,...
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The Best Cheap Furniture Stores to Get Quality Furniture for Less
The cost of furnishing any space depends on where you source the furniture. Finding the best cheap furniture stores will substantially reduce the cost of furnishing your house or apartment. But how do...
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Truebill Review: Not Your Average Budgeting App
Managing bills is not easy, but luckily there are apps out there like Truebill that are here to help. From Netflix to gym memberships to magazine subscriptions, it can be hard to properly manage and...
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How to Stop Spending Money: 10 Ideas to Try
There are a lot of good reasons for you to learn how to stop spending money. Well, maybe not how to stop spending money altogether, but learning how to spend less in certain areas can help you reach...
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What is a Sinking Fund and Why You Should Have One
Paying for large expenses isn’t easy, but having a sinking fund can help ensure you are budgeting for them the right way. If you need to save for a significant expense in your life, whether it’s for a...
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14 Best Budgeting Books to Improve Your Personal Finances
Below you will find a list of the 14 best budgeting books to improve your personal finances. Building a budget is usually a necessary first step to improving your personal financial situation. After...
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Dave Ramsey Baby Steps: Breaking Down the Pros and Cons
Dave Ramsey is a personal finance expert and is most well known for his 7 baby steps to help you get out of debt and take control of your money. While these steps have helped millions of people, they...
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Quality Over Quantity: A Minimalist Mindset to Save Money
Choosing quality over quantity can be a wise decision in many aspects of life. It could save you money over the long run and leave you better off financially, and there are many other benefits to...
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What Are The Three Types of Income?
One of the best ways to improve your personal finances is to increase your income. Today we’ll be reviewing the three types of income, including examples of what they are and their pros and cons:...
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Buy Now Pay Later Apps: What’s the Catch?
Buy now pay later apps like Klarna, Afterpay, and Affirm might seem like great products for consumers and businesses alike, but they come with a catch. For consumers, these apps can help you pay for...
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Needs vs Wants: Building a Budget for Both
Defining the difference between needs vs. wants is an essential step when you are building a budget. And while this is usually a straightforward determination, there can be nuance between the two...
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Debt Snowball vs Debt Avalanche: Which Should You Choose?
Before we dive in, it’s important to note that these debt payoff methods only work if you have extra money each month to pay towards debt. It also only works if you have more than one type of debt to...
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60 30 10 Rule Budget
The 60 30 10 rule budget is the newest, most innovative substitute to the 80 20 rule. Over the years, we’ve seen that budgeting is the most helpful and resourceful tool a person can have when dealing...
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How to Save Money on Car Insurance
Car insurance is an expense that none of us can afford to ignore. Sure, it’s a dampener on getting your new car, but you’ll be glad it’s there if in the quite likely event that you get into an...
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Top Down vs. Bottom Up Budgeting
When we talk about budgeting, most people think of it for personal finance. But did you know that even companies organize spending in the form of budgets? The two prominent types of corporate budgets...
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How to shop for car insurance to get the best deal
Shopping for car insurance can be a hassle. A task that you avoid when at all possible. This is not the best way to approach it, though, because you may end up paying more for a policy that does not...
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What Steps Should You Take Before Taking A Personal Loan For An Emergency?
Life is full of unexpected incidents. Just when everything seems to be going along just fine, this is when disaster can strike, and you are left in a situation in which you are in desperate need of...
View ArticleShould The Newly Engaged Own One Car Or Two When First Starting Out
Wedding expenses can add up quickly, and many couples are looking for ways to save money. One potential area of savings is owning one car instead of two. However, this can be a difficult decision to...
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